Am I Covered by Workers’ Compensation in Arizona?
- Home / Workers' Compensation /
- Am I Covered by Workers’ Compensation in Arizona?
March 27, 2018
Workers’ compensation is a no-fault insurance system that provides compensation for lost wages and medical treatment to workers who are injured on the job.
However, Arizona has specific rules regarding which workers are covered by workers’ compensation insurance.
If you are injured in a work-related accident, it is important to know which benefits may be available to you. Do not hesitate to contact the Phillips Law Group’s Phoenix workers’ compensation lawyers for a free, no obligation consultation to discuss your claim. We will review your work-related accident and the terms of your employment to help you determine if you are entitled to workers’ compensation benefits for your injury.
Part-Time Workers
Arizona law requires employers to carry workers’ compensation coverage if they employ one or more people, either part-time or full-time.
According to Arizona’s Workers’ Compensation Act, a worker can be eligible for workers’ compensation insurance as long as he or she is in service to an employer at the time he or she was injured.
This means part-time workers are also entitled to workers’ compensation benefits if they are injured while performing work-related duties.
Independent Contractors
Depending on the terms of a worker’s contract, he or she may be labeled as an independent contractor. It is important to understand that independent contractors are not employees, which means they are not entitled to the same benefits.
Therefore, employers are not legally required to provide independent contractors with workers’ compensation benefits if they are injured in an on-the-job accident.
However, many employees are often mislabeled as independent contractors and are wrongly denied workers’ compensation benefits.
To determine whether a worker is an employee or independent contractor, an attorney will consider the following factors:
- How was the worker paid?
- What level of control did the employer have over the worker?
- Who supplied the worker’s tools and equipment?
- Who determined the worker’s hours?
- Which party decided the manner in which to complete the job?
Sole Proprietorships
A sole proprietor is a business that is owned and operated by only one person. Because the sole proprietor of a business does not have any employees, he or she is not required to carry workers’ compensation insurance.
However, if at any point the owner of a sole proprietorship in Arizona hires a part-time or full-time employee, he or she is required to provide his or her employee workers’ compensation insurance.
Corporations and Limited Liability Companies
In Arizona, corporations are considered to be an employer and are required to carry workers’ compensation coverage.
Additionally, limited liability companies are also required to secure and maintain workers’ compensation coverage in Arizona. Employees of corporations and limited liability companies may include officers, directors, shareholders, members or managing members.
State Employees
Workers’ compensation is available for state employees who are injured on the job in the course and scope of their employment.
Additionally, state employees cannot reject workers’ compensation benefits. This includes employees such as:
- Every employee in the service of the state or a town, municipal corporation, city, county or school district
- Police officers
- Firefighters
- Regular members of a volunteer sheriff’s reserve
- Regular members of volunteer fire departments
- Public safety reserve members
- Members of the Arizona Army National Guard
- People who participate in a search or rescue operation or training operation assigned by the Division of Emergency Management
- Employees who are placed in on-the-job-training or on-the-job evaluation positions pursuant to the Temporary Assistance for Needy Families program or vocational rehabilitation program
Volunteers
Although, volunteers are typically not covered by Arizona’s workers’ compensation insurance, there are a few exceptions.
Under A.R.S. § 23-901, volunteer firefighters, volunteer workers of a licensed health care institution and personnel who participate in emergency management training are covered by Arizona’s workers’ compensation insurance.
Contact the Phillips Law Group for Help
If you have been injured in a work-related accident, it is important to contact an experienced lawyer for help with your workers’ compensation claim.
The Phillips Law Group’s dedicated Phoenix personal injury attorneys will review the circumstances of your on-the-job accident to determine if you are entitled to receive workers’ compensation benefits for your medical expenses and lost wages.
We will help you with your claim to help ensure it is properly filed and all requirements have been met. If your claim is denied or you are provided inadequate benefits, we will not hesitate to pursue legal action against your employer’s insurer to help you obtain the compensation you deserve.
We work on a contingency fee basis, which means you only have to pay us if we reach a fair outcome for your workers’ compensation claim.
Call 1-800-706-3000 to get started today.
Free Case Evaluation
By submitting your contact information, you agree that we may contact you by telephone (including text) and email in accordance with our Terms and Privacy Policy

Your message has been sent
Thank you for your message, we will get back to you soon.
-
Working at Phillips Law Group has been great the 1st few years in I noticed how well organized and run this Firm was from Intake to Settlement the Client has the expertise of a staff member uniquely qualified for the particular stage of each Clients claim and all other Law firms try to emulate what we do here but none quite get it right because they lack one major component “Compassion”. We are a FAMILY not just a group of people/employees. We care deeply about each other and our clients’ we are considerate, compassionate and make sure that all our Clients’ needs are met from beginning to end. That’s because we treat our clients just like we treat each other. Nothing like walking through the office and saying Hello to fellow employees who always seem to be smiling. 16yrs in and it only seems to be getting better.
-
Phillips Law Group is a company that has taught me so many things. Here your work, your dedication, effort and discipline are valued, in addition to the fact that, as a woman, as an immigrant and as a human being, I have been given value and empowerment. We are a successful law firm because all workers feel part of a great family. I am very proud and honored to work at Phillips Law Group.
-
Phillips law group has an amazing staff and i recommend them to everyone.
-
I would like to thank Vanessa Rodriguez for helping me with my case because I was in total shock about the accident. She had listened to all my concerns and had answered every question I had . She was great !!!
-
Kathy Hudson and Donato Giovanatto. Continues to go above and beyond the call of duty. Reaching out to the insurance company about the damage to the vehicle. Forcing them to take responsibility.
-
Many companies talk about teamwork but few practice it. Many companies talk about an employee friendly environment but few actually provide it. At Phillips Law Group the foundation of our success is making sure we work as a team and that we work in an environment that allows everyone to thrive and be at their best every day. Our firm understands that in order for the client to have a great experience the people responsible for that client’s case must be given all the necessary tools and encouragement to make that happen. That’s the Phillips Way. As a manager of this firm in charge of several employees as well as directly affecting the client’s experience I take tremendous pride in saying we live by these premises and we work hard to build on them and make them better every day. This is an amazing place because it has amazing people working here!
-
I want to thank attorneys Tim and Robert and the paralegal Bethany for all they had done on my case. They were all empathetic, knowledgeable and professional. All my questions were answered, emails returned in a timely matter, and promises fulfilled. I recommend Phillips Law Group if you need help with your injury case.
-
Jon Jamieson was amazing to work with . He came through with all of his promises.
-
I have been with Phillips Law Group for a little over a year and I have learned what teamwork and family in a workplace looks like. There is always someone around to lend a helping hand, which is something I appreciate and cherish. I feel a sense of joy coming to work every day because of my co-workers as well as being able to help people in what can be a scary and stressful situation. I currently work as a Litigation Legal Assistant with an amazing team. When I started here, I was not very knowledgeable in personal injury. I was lucky to have been placed with an amazing team who was willing to take time to teach and pass on some great skills that have been a huge aid in helping me be successful in my position. I would recommend working here at Phillips Law Group, because they care about their employees and there is so much room for growth.
-
Phillips Law Group has a proven track record of success. Juan Roque, in particular, is integral to that. He works with integrity, compassion, and an undefeated optimism that makes him a valuable asset.