At Phillips Law Group, we can help you navigate the complex landscape of COVID-19 Business Interruption insurance claims, ensuring our clients receive the compensation they deserve after their business suffered revenue loss, revenue reduction, layoffs, or closure due to the COVID-19 pandemic.
Some insurance companies are denying the increasing number of COVID-19 business interruption claims being made by businesses and may need legal advice from an attorney to sort out the situation. The team at Phillips Law Group can try to assist you if you and your business submitted a claim related to COVID-19 losses and were denied by your insurer.
COVID-19 Business Interruption Insurance Denials
According to Investopedia, “Business interruption insurance is insurance coverage that replaces income lost in the event that business is halted due to direct physical loss or damage.” Coverage can include “business income coverage, extra expense coverage, contingent business interruption coverage, or civil authority coverage.”
Unfortunately, the circumstances around the COVID-19 pandemic have led to contentious interpretations of policy language regarding this sort of insurance. Many COVID-19 Business Interruption Insurance coverage denials are debatable regarding the language of the commercial property insurance policy. However, business owners who are getting denials may not know how best to navigate the situation, and a legal professional can help.
How Phillips Law Group Can Help
Thousands of small businesses suffered a reduction or complete loss of revenue due to the COVID-19 pandemic. However, some insurers argue that pandemic-related losses do not constitute the “physical loss or damage” required for coverage or note specific exclusions that mean many COVID-19 Business Interruption Insurance claims are being turned down.
If your business suffered revenue loss, revenue reduction, layoffs and/or closure due to COVID-19, had a commercial property insurance policy in place with business interruption insurance coverage, and you submitted a claim related to COVID-19 losses and were denied by your insurer, our team may be able to help.
Please call 602-222-2222 to learn more in a free, no-obligation, confidential consultation with a member of our team today. We can walk you through your legal options and discuss the potential complexities of a COVID-19 Business Interruption Insurance claim. Contact us now to find out more!
(602) 222-2222 
