Misleading Things Insurers Tell Accident Victims
- Home / Personal Injury /
- Misleading Things Insurers Tell Accident Victims
October 17, 2019
Insurance companies often mislead accident victims about the value of their claim, the information victims need to provide and many other things. They are hoping to find some way to devalue your claim or simply deny it altogether.
You should learn about the common ways that accident victims can be misled by insurance companies to prepare yourself. The experienced Phoenix personal injury lawyers from Phillips Law Group know how to protect accident claims from insurance companies who are out to avoid paying fair compensation.
”˜You Will Not Get Anything If You Reject the First Offer’
Sometimes, insurance adjusters will claim that if you reject their first offer you will not receive any compensation. However, it is common for there to be several offers and counteroffers during the claims process.
Insurance companies want you to accept their first offer because it is usually for much less than your claim is worth. They might even go to your home or visit you in the hospital to try to get you to sign their settlement offer. They want you to sign before you have a chance to talk to a lawyer about your claim.
”˜You Must Give a Recorded Statement’
Insurance companies also try to convince accident victims to give a recorded statement right away. They may say that this will speed up the claim process. However, insurance adjusters often use recorded statements for the purpose of:
- Discrediting your report of how the accident occurred
- Minimizing your injuries
- Blaming all or part of the accident on you
It is generally best to avoid giving any recorded statement until you have spoken with a personal injury lawyer about when to provide such a statement and what it should say.
”˜They Want You to Receive Full Compensation’
Insurance adjusters will try to act like your friend and pretend that they want you to receive full compensation. However, their goal is to minimize the value of your claim as much as possible. They may lie about the type of coverage you have to try to avoid providing fair compensation.
”˜Your Injuries Are Not Severe Enough’
Insurance adjusters might try to claim that your injuries are not serious enough to warrant compensation. They may say that you only have a soft-tissue injury and that you cannot be compensated for it. However, even so-called “minor” injuries can result in extensive medical expenses, several days of missed work, and pain and suffering that may qualify for compensation.
”˜Lawyers Will Take Most of Your Settlement’
The insurance adjuster may go so far as to try to convince you that you do not need a lawyer. He or she may try to talk you into accepting a settlement without contacting a lawyer by claiming that your lawyer will try to take most of your settlement.
However, personal injury lawyers work on a contingency-fee basis, meaning they do not get paid unless they win your case. Additionally, state laws dictate how much lawyers can receive from a settlement. Personal injury victims who hire lawyers to represent their claims often receive higher settlements than those who are not represented by a lawyer.
Contact a Lawyer to Level the Playing Field
If you were injured in an accident and have been contacted by an insurance adjuster, do not hesitate in contacting an experienced personal injury attorney from Phillips Law Group. We can handle communications with the insurance company and advocate for your interests.
We charge no upfront fees and work on a contingency fee basis, so you are charged nothing unless we recover compensation on your behalf.
Contact us today to schedule a free consultation. Call 1-800-706-3000 .
Free Case Evaluation
Your message has been sent
Thank you for your message, we will get back to you soon.
Sophia H is very helpful.
Jeffrey Phillips is truly a brilliant attorney and businessman. I would not hesitate for a moment to contact him if I needed a personal injury attorney in Arizona, you would be fortunate to have him and his team. If you have a car accident, slip and fall in a store, or get punched in the face, call Phillips.
I have been with Phillips Law Group for a little over a year and I have learned what teamwork and family in a workplace looks like. There is always someone around to lend a helping hand, which is something I appreciate and cherish. I feel a sense of joy coming to work every day because of my co-workers as well as being able to help people in what can be a scary and stressful situation. I currently work as a Litigation Legal Assistant with an amazing team. When I started here, I was not very knowledgeable in personal injury. I was lucky to have been placed with an amazing team who was willing to take time to teach and pass on some great skills that have been a huge aid in helping me be successful in my position. I would recommend working here at Phillips Law Group, because they care about their employees and there is so much room for growth.
Phillips Law Group provides a collaborative environment in which both attorneys and staff work together to achieve the best outcome for clients. As an attorney here at PLG, I’m lucky to be surrounded by seasoned attorneys and knowledgeable staff that share my enthusiasm for helping accident victims. The team here at PLG treats clients with respect and empathy while fighting hard to get the results they deserve.
Definitely recommend! Awesome
Juan Roque has been integral with my legal needs. Communication has been easy. He conveys information I can easily understand without a lot of "Legal Fluff" jargon. I will certainly do business with Phillips Legal team again and refer them to my friends and family.
Jasmine Delgado is an amazing paralegal. She was patient, kind and extremely knowledgeable. Highly recommend Phillips law group
If you are in need of legal support for a motor vehicle collision of any kind, I highly recommend going to Phillips Law Group Injury Lawyers. Sean Davis has exemplary knowledge and experience in this field, compassion for his clients, and excellent judgment and communication skills.
Jasmine , did a great job . Highly recommend!!!!!
Sophia H is a pleasure to work with! Thanks for all you do.