If you are one of the thousands of people in Arizona who have been involved in a car accident in any given year, one of the first people youll hear from in the aftermath of the collision is an insurance adjuster. The job of the insurance adjuster is to come to a numerical figure for a settlement for any claims you file in response to the accident.
While it may seem tempting to simply work with the adjuster on the promise that you will receive your settlement funds quickly, you need to resist this temptation. Insurance adjusters work for insurance companies, and one of their foundational duties is to limit the amount of liability that their employers pay to policy holders or others who have been harmed by their policy holders.
Therefore, you need to politely refuse to discuss the specifics of your auto accident with an insurance adjuster until you have an opportunity to speak to an Arizona accident lawyer. If you decide to retain an Arizona accident attorney, you will be able to simply refer the insurance adjuster to your attorney from that point forward so that all of the negotiation is handled for you.
If youre not sure where to start with this situation, contact the Arizona auto accident attorneys at Phillips Law Group today to schedule a free initial consultation.
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Truck Accidents and the Insurance Adjuster
Truck accidents are a part of life in Arizona, and when they occur, they often leave behind a scene thats nothing short of a disaster. These large vehicles can weigh up to 80,000 pounds, and when they collide with smaller vehicles at a high rate of speed it will almost always create the need for insurance claims to be settled.
If this has happened to you, then you understand how one of the first steps taken involves filing a claim with the relevant insurance company. Soon after a claim is filed, youll be hearing from an insurance adjuster who will tell you that his or her job is to help come to a settlement figure thats fair for everyone involved.
Before you offer the insurance adjuster a statement, however, you need to remember that insurance adjusters work for insurance companies, and their main mission is generally to limit the amount of financial exposure faced by their employers. You should also keep in mind that you are not required to provide a statement to the insurance adjuster.
Instead, you should speak to and hire an Arizona truck accident lawyer in order to make sure that your rights are properly protected and enforced. Contact the Arizona truck accident lawyers at the law firm of Phillips Law Group today to schedule a free initial consultation, as doing so will provide you with a better opportunity to secure a fair and equitable settlement.
Motorcycle Accidents and the Insurance Adjuster
Motorcycle accidents occur in Arizona with alarming regularity, and the majority of these occurrences lead to property damage and injuries. If you have been involved in a motorcycle accident, you will likely soon hear from a representative of an insurance company whose title is that of adjuster.
An insurance adjuster is someone whose job is to come to a settlement figure for claims that are filed with the insurance company that employs the adjuster. While this person may tell you that all you need to do is answer a few questions in regards to the incident in order to bring about a payment for your damages, you need to keep in mind that this persons job is also to limit the financial liability faced by his employer as much as possible.
In short, the answers you provide to an insurance adjuster may not necessarily strengthen your position, and could actually harm your overall efforts to obtain a fair and equitable settlement for the damages youve suffered. You should also understand that you are not required by law to speak to an insurance adjuster, and you would be well-advised to instead speak to an Arizona motorcycle accident lawyer before you talk to anyone else. Taking this step could preserve your legal rights and help to maximize your settlement.
If youre not sure where to turn for advice, contact the Arizona motorcycle accident lawyers at the law firm of Phillips Law Group today to schedule a free initial consultation.
More than 65,000 people are injured every year in Arizona car accidents, and one of the first steps that’s taken when these situations arise is to file the appropriate insurance claims. Unfortunately, many of these situations lead to someone who has been harmed and who has a valid claim getting the runaround from an insurance company. Many of these problems and difficult situations could be avoided, however, if someone who has been injured in a crash obtains the help of a Phoenix car accident lawyer. Below are a few ways in which this form of help can make the insurance process easier.
Insurance Company Bad Faith Lawsuits in Arizona
When someone is injured and files a claim for coverage, there are a few common tactics that insurance companies will take if they do not want to pay a valid claim quickly. One such tactic is to provide a low-ball settlement offer that basically covers medical expenses and then all but refusing to offer something more reasonable until the injured person becomes nervous or desperate and takes what’s available. Secondly, insurance companies have been known to delay the claims process until the injured person is forced to either accept a low offer or file an Arizona personal injury lawsuit before the statute of limitations expires.
What Our Clients Are Saying
Morgan W.
I felt they were more my friends than my personal injury lawyer and that isn't something you're taught it's something you have inside. If I ever needed a lawyer again Phillips Law Group Injury Lawyers would be my only choice. I can't recommend them enough. They are professional on every level and compassionate throughout. Thank you for everything.
Blanca D.
When in pain because of an accident all you want to do is focus on getting better and that is what did thanks to this firm. My family and I were set up with a Dr and Chiro right away. The treatment we received was great. I am extremely thankful for all the help we received and the outcome on the cases. Thanks to everyone involved on my case. A special thanks the intake specialist Rosalba who was very kind on the phone when I first called. I highly recommend this firm to anyone, they treat you like family.
Erika A.
I am so thankful for Ruthann and Maria. They both were amazing throughout the process. When Maria took over my case, I felt like I was being treated with empathy about my pain and experiences while treating. She also made sure to answer my questions. Maria always responded to my communication attempts and answered questions I had as they came up. She helped me with things I needed in regards to my case and helped ease the anxiety as bills piled up and my injuries were still being treated. I was able to contact her as I was treating and she helped find providers closer to my home to make it more accommodating for me. This helped me juggle work...
Santana D.
Ruby, Jennifer, Angela did me great over at this law firm. I will recommend them to anybody that has been in an injury in Phoenix Arizona they are awesome 😎. Got paid 6 months after my accident. Then out of the blue a couple years later they still contract me with another check $$$$$🤑😎🤑. Thank you....
Yunior R.
Philips Law Group offers outstanding customer service and a profound knowledge of personal injury law. Right from the initial call through to your office visit, they ensure you feel well-supported. A special mention goes to Ilse, the client experience coordinator. Her expertise in insurance policies is remarkable, and she articulately explains them in both Spanish and English. She skillfully navigates you through the process with empathy and understanding. A heartfelt thanks for the exceptional experience!
Art R.
Phillips was able to get me a good settlement after the first law group I called completely failed. Highly recommend you give them a call after your personal injury.
Rebecca M.
Philips was an awesome choice got me into the doctors offices for visits quickly and efficiently. I also want to give a big shout out to Michael the negotiator for Philips he went above and beyond to help my case get to the finish line! Also want to thank Jason and the friendly front staff.
Vallery A
Throughout the most stressful time Carmen and Donato managed to get me to the correct doctors and get the correct care I needed to make the whole process smooth and less stressful. They always answered any question or concern with professionalism and courtesy. They always valued my time as I valued theirs. Definitely recommend this great firm!
Martin K.
I'm sincerely grateful to my noble Phillips Law firm legal experts for their integrity n intelligent work for making my accident to not go free in my paint injuries. God richly bless them, for bring settlement big cash to me.
Latosha E.
What can I say about Phillips Law group. I was involved in a major car accident and sustained injuries. I looked up for Law Firms in Arizona and stumbled across Phillips Law Group. I decided to give them a call about my accident, and they were very respectful and took in my case immediately. They assigned me Tim LeDuc to represent me. From the beginning, he was very responsive and made sure to give me the proper care I deserved from this accident. Him and his team fought tooth and nail to give me the best settlement I deserved. I am so thankful, and I highly recommend Phillips Law Group to represent anyone who has been in any accident and...
Emily N.
My case closed yesterday and I RAN to make this review because of how exceptional my experience has been with Phillips Law Group! I received the best settlement I could've hoped for and am extremely happy with the outcome; but I especially wanted to shout out and give praise to Julianna, the Litigation Paralegal on my case. From the moment Julianna was assigned to my case almost two years ago, until the completion of the settlement process yesterday, Julianna's commitment to exceptional customer service, clear communication, and unwavering support truly stood out. I had so many questions -- from the legal process, to where to seek medical treatment, to questions about medical bills, to the negotiation process, and more --...
Ari
I am very impressed by how much care and effort this group puts into helping the homeless. That’s not something you see enough, especially in this time of increasing need for community. It’s important to me to work with companies that align with my views, and I would definitely go to Phillips for any future personal injury lawyer needs.
Rich S.
Just would like to share my experience with Phillips And Associates. Ever since my accident in the first of the year, it was a life changing event for me and I finally decided to go with a personal injury attorney. I contacted Phillips And Associates and they made me feel like I was an actual person instead of a lot of other firms try to go with me like a number, Phillips And Associates has reached out to me in a kind, courteous and caring way they fully understand on the circumstances of the accident So far, Phillips And Associates has been absolutely wonderful. I truly recommend going with Phillips And Associates. Thanks (RuthAnn), your the Best!!! And Thank you...
How We Can Help
When someone involves the help of a Phoenix personal injury attorney, however, this process can play out very differently. Insurance companies understand that an attorney knows how to negotiate settlements and that he or she will immediately recognize the common tactics used by these companies. Insurance company representatives also understand that if the situation moves to a certain point, there will be no hesitation in filing an Arizona personal injury lawsuit in order to protect the rights of the injured. Generally, insurance companies want to avoid the expense of defending litigation.
Therefore, if you or someone you love has been harmed in a crash and you’re unsure of your prospects with an insurance company, take no chances and contact an auto accident lawyer at the Phillips Law Group today to schedule a free initial consultation.
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