Phoenix Bankruptcy Lawyer | Arizona Debt Settlement

In a tough economy, the people of Arizona need a bankruptcy law firm they can trust. The Phoenix bankruptcy attorneys at Phillips Law Group understand how stressful it can be to feel like you are drowning in debt — that’s why the firm has dedicated itself to helping individuals and businesses start fresh through bankruptcy. At Phillips Law Group, an experienced Phoenix bankruptcy lawyer can help you decide which bankruptcy plan is right for you, and will help make sure your case goes as smoothly as possible.

There are many financial options available to you. To help you decide which is best for you and your family, your initial debt evaluation with the attorneys at the Phillips Law Group is FREE.

At the initial free consultation, our bankruptcy attorneys understand that your main purpose is to merely gather information. There is no obligation to either file for bankruptcy or retain the firm after that first review. The Phoenix bankruptcy lawyers at Phillips Law Group take great pride in what they do and want to educate you before you make a decision.

• Should I File for Bankruptcy?
• Do I Need a Bankruptcy Lawyer?
• Free Bankruptcy Debt Evaluation
• Debt Negotiation

Should I File for Bankruptcy?

Many clients try to avoid bankruptcy, but this can actually harm them in many cases. If you are thinking about filing for bankruptcy, you should get the information you need to make an intelligent decision with the help of a Phoenix bankruptcy attorney. Remember, at Phillips Law Group, the initial consultation is free.

In today’s economy, the most common debts that are eliminated in bankruptcy are credit card debts and medical bills. People often become overwhelmed with high-interest credit card debt that is difficult to manage. An unexpected illness can also lead to large medical bills that are impossible to repay.

Please do not feel guilty about considering bankruptcy. The credit card industry is making billions of dollars off of high-interest credit card debt (often 21 percent or higher). The credit card industry also creates many problems for consumers by repeatedly sending them more credit cards with higher limits — regardless of their ability to repay their existing debt. Things change in life and occasionally we face tough times. All types of bankruptcy are designed to give you the fresh start you deserve and allow you to take control of your financial situation by living your life debt free.

Bankruptcy is about starting over and the Phoenix bankruptcy lawyers at Phillips Law Group can help.

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Do I Need a Phoenix Bankruptcy Lawyer?

Bankruptcy is about more than filling out forms. The advice you will receive from a Phoenix bankruptcy lawyer can make a big difference as to how much property you may be able to keep and how much debt you can eliminate.

A Phoenix bankruptcy lawyer also may be able to save you money or personal property through the use of pre-bankruptcy planning. While not all property is exempt, you may be allowed to convert non-exempt property into exempt property before filing and usually keeping most of your property. An experienced Phoenix bankruptcy lawyer can help you take advantage of all the relief provided by the United States Bankruptcy Code.

At Phillips Law Group, our Phoenix bankruptcy lawyers have the experience and compassion you deserve to help you through this difficult process. They handle consumer Chapter 7 bankruptcy cases, Chapter 13 Wage Earner Bankruptcies, and and Chapter 7 business cases.

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Free Phoenix Bankruptcy Debt Evaluation

If you are considering bankruptcy, it is important that you schedule an appointment with a Phoenix bankruptcy lawyer as soon as possible.

It makes good financial sense to hire experienced Phoenix bankruptcy lawyers like those at Phillips Law Group. We offer a free debt evaluation for potential bankruptcy clients, and there is no cost or obligation for your initial consultation.

Phillips Law Group is here to help and if the team at Phillips determines bankruptcy is not a good option for you, they will tell you.

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Debt Consolidation

Bankruptcy is only one option when dealing with debt. Debt consolidation or debt settlement can also help you reduce your bills.

Many times, creditors will settle your debt for much less than you owe, because they know that they will receive next to nothing if you file bankruptcy. Debt settlement is not a bankruptcy proceeding. It is a payment plan negotiated by an attorney for people who can pay a percentage of their bills.

The experienced attorneys at Phillips Law Group have helped many people settle debts for considerable reductions without filing for bankruptcy.

If you are like millions of Americans and you cannot pay your bills, contact the Phoenix bankruptcy lawyers with Phillips Law Group. We can determine whether or not bankruptcy is the right option for you.

Phillips Law Group and Phillips Law Group, P.C. are separate independent law firms from other firms listed on this website. Phillips Law Group, P.C. handles only contingency fee cases. This includes automobile and vehicle accidents and all personal injury cases but we also handle medical malpractice, product liability, employment, wage and hour cases, Social Security disability, and workers’ compensation cases. Phillips Law Group handles only Criminal and DUI cases, as well as consumer Bankruptcy and Debt Relief cases, and Immigration Law cases.