Social Security Benefits | Phillips Law Group
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The Social Security Administration provides cash benefit payments to millions of Americans in all walks of life. Older people may receive retirement benefits, while working-aged people may receive disability benefits if they can no longer work. In addition, Social Security also provides the families of disabled children with money to care for their needs.
Approximately 64 million people receive some form of Social Security benefits. If you or your family is in need of additional financial assistance because of a disability, you may be eligible for benefits. Check with the experienced Social Security disability claim attorneys at Phillips Disability, P.C. to see if you may qualify.
Social Security Disability Benefits
While many people think of retirement when they hear the words “Social Security,” this government program does more than provide older Americans with financial security. If you are unable to work due to a medical condition that is anticipated to last at least one year or result in death, then you may be able to collect Social Security Disability Insurance (SSDI). If you have ever had taxes taken out of your paycheck, then you have contributed to the SSDI fund. This fund acts as an insurance policy in case a employee ever becomes disabled and can no longer work. In contrast to workers’ compensation, SSDI covers disabilities that are not connected to your employment.
Processing these claims, however, can be a timely procedure. Many people are denied the first time they apply for disability benefits, and often need to go through a lengthy appeals process before they receive their benefits. With the help of an experienced Social Security benefits attorney, however, your claim may go much smoother.
Supplemental Security Income
In addition to SSDI benefits, the Social Security Administration also provides Supplemental Security Income (SSI), which is for disabled people with little to no work history, or those who have been disabled from childhood.
Rather than being based off of previously paid payroll taxes, SSI income is based on disability and income. If you have not worked and have little income, or if you support a disabled child who does not work, SSI provides monthly cash benefits to help you and your family support itself.
Social Security Benefits in Retirement
Social Security benefits can be retrieved in a variety of ways, dependent upon when retirement takes place. Those who were born earlier than 1945 are now eligible for their full Social Security benefit. However, the age of full retirement has steadily increased, and is now at age 67.
Depending on your individual retirement plan, you may be able to delay retirement past the full retirement age. In this case, your Social Security benefits would be increased by a particular percentage for each year you delay retirement. This percentage is determined based upon the year you were born and will be present in monthly add-ons until you reach the age 70 or start taking benefits.
For those who choose an early retirement, Social Security benefits may be received as early as age 62. It is important to note that those who elect early retirement will see a reduction in benefits. Prior to full retirement age, Social Security benefits are reduced by approximately one-half of 1 percent for each month.
Phillips Disability, P.C.Answers Your Social Security Questions
The Arizona Social Security Claim Attorneys atPhillips Disability, P.C. are dedicated to helping our clients attain the Social Security benefits that they deserve. To learn more about howPhillips Disability, P.C. can assist you in the Social Security claims process, call 1-800-706-3000 to schedule your free initial consultation today!
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Working at Phillips Law Group has been great the 1st few years in I noticed how well organized and run this Firm was from Intake to Settlement the Client has the expertise of a staff member uniquely qualified for the particular stage of each Clients claim and all other Law firms try to emulate what we do here but none quite get it right because they lack one major component “Compassion”. We are a FAMILY not just a group of people/employees. We care deeply about each other and our clients’ we are considerate, compassionate and make sure that all our Clients’ needs are met from beginning to end. That’s because we treat our clients just like we treat each other. Nothing like walking through the office and saying Hello to fellow employees who always seem to be smiling. 16yrs in and it only seems to be getting better.
I want to thank attorneys Tim and Robert and the paralegal Bethany for all they had done on my case. They were all empathetic, knowledgeable and professional. All my questions were answered, emails returned in a timely matter, and promises fulfilled. I recommend Phillips Law Group if you need help with your injury case.
Two family members were in a bad wreck a couple of years ago, and as a result called Phillips Law to represent them. Montana Thompson was the attorney assigned to the case with the help of Nemo Farr as legal assistant. Mr. Thompson litigated a very generous settlement for both my stepdaughter and her son. Because my grandson is a minor, I decided to act as conservator for him to ensure the settlement was safe and secure. Montana helped with that process, but it was Nemo who went way above and beyond the call in finding a financial institution to use for the restricted account. There were some glitches in that process but Nemo helped navigate them with a calm expertise which belies his age. I would consider them both great representatives of the level of commitment to their clients and assets to their firm.
I enjoy my work day here at Phillips Law Group and generally speaking I love my clients. Every day brings a new client or task to keep me on my toes. Administration keeps open communication and is hilarious most of the time! I love the way we celebrate FRIDAY, holidays and birthdays and how everything is so competitive. All in all I’m so fortunate to be here and I enjoy what I do.
It’s an Honor and a Privilege to work for a company that cares about its employees and clients for 12 years. I’ve seen Management go out of their way to help someone whether it’s a personal matter or work related. I am also reminded of many occasions where a Client needed urgent help and we as a Team were able to get the person immediate assistance. At Phillips Law we make that happen through Teamwork and a dedication to our profession. I’ve had numerous jobs in several other fields, those were just jobs. This is a home. Many of us have been here for quite a few years, it feels like one large extended family.
Liz Gonzales was great!!!!
Phillips is the best!! Love all that they do to give back to the community and how much they help those who are experiencing homelessness. ❤️
Sophia H. at Phillips Law Group has been an absolute joy to work with -quick, responsive, and professional in every interaction. Her breadth of knowledge, from administration to IT to finance, is nothing short of impressive.
Although my accident was fortunately not a major one, The Phillips Law Group AZ treated it as such. Their staff, specifically Mr Juan Roque was very professional, courteous and most importantly very informative. Mr Roque's attentive service was phenomenal and I highly recommend this firm!